Net Worth Tracker
A unified personal finance dashboard bringing assets, liabilities, and portfolio analytics into a single view.
Product Manager
Personal Finance
Web • Mobile
Retail Investors & Finance Enthusiasts
Problem Statement & Landscape
The Core Challenge
Most investors track their wealth across fragmented apps — bank accounts, mutual fund portals, stock brokers, crypto wallets, and EPF/PPF portals. This causes a lack of holistic visibility into overall asset allocation, debt exposure, and real net worth trajectory. The goal was to design an intuitive, unified dashboard that automatically aggregates and visualizes all assets and liabilities with zero clutter.
Execution Scope
Product Responsibilities
Conducted user interviews to identify personal finance tracking friction points
Designed dashboard information architecture and visual hierarchy
Defined asset allocation models and net worth calculation formulas
Built interactive charts for net worth growth, debt payoff, and liquidity ratios
Iterated based on user feedback to streamline manual and automated tracking
System Breakdown
Key Contributions & Workflows
The core product features, technical workflows, and data pipelines I spearheaded:
Holistic Asset & Liability Mapping
Structured unified categorization across liquid cash, equities, mutual funds, real estate, gold, loans, and credit cards.
Asset Allocation & Rebalancing Visualizer
Created visual distribution breakdowns (equity vs. debt vs. commodities) with target rebalancing triggers.
Historical Net Worth Trends
Designed interactive timeline charts showing net worth trajectory, monthly savings rate, and compounding impact.
Debt & Emergency Fund Health Indicators
Built smart financial health cards tracking debt-to-income ratio, emergency fund runway in months, and liquid net worth.
Infrastructure Rails
Product Ecosystem & Integrations
Third-party APIs, data feeds, and core services mapped to power this product:
Design & Prototyping
Frontend & Visualization
Data Modeling
Outcomes & Results
Product Impact
Provided instant, 360-degree clarity on personal financial health
Eliminated manual spreadsheet tracking for multi-asset portfolios
Enabled proactive asset rebalancing and debt-payoff planning
Designed high-converting, friction-free dashboard experiences
Retrospective
“Financial clarity comes from synthesis rather than granularity. High-level summaries with progressive disclosure allow users to feel in control of their finances without feeling overwhelmed.”